What are Benefits

Benefits in the UK are ways in which people on lower incomes, or those with specific circumstances, can claim money from the government in order to subsidise their living arrangements. For many, benefits are a way of helping children afford school clothes or a way of finding help when you can’t work when disabled.  

Housing Benefits

One of the main types of benefit in the UK is the Housing Benefit. This is a way that helps you pay rent if you’re in a low income or unemployed and can mean the difference between paying your bill or living on the street. You can find out if you’re eligible for this if you contact the housing benefit directly.

Child Benefit

In the UK, you’re entitled to Child Benefit if you’re responsible (either a parent or guardian) for a child under the age of 16 in education. You don’t need to be on a certain income to claim for a the Child Benefit, but if you earn over £50,000, then you may need to pay a tax charge.

Disability Living Allowance

The Disability Allowance in the UK is for those between the ages of 16 and 64 who are affected by long-term health problems or disability. Regardless of what you might think, it not just those in mobility scooters who claim it. The Allowance, which was replaced by PIP this year, can see those who apply receive from £22.65 to £145.35 a week. Payment is based on your illness or disability, and you will be assessed before you are deemed eligible.

Carer’s Allowance

If you look after someone in your family or care for a loved one full time, you may be entitled to receive around £64.60 a week. You’re only eligible for this type of benefit if you earn no more than £120 a week, and if the person you care for already claims another type of benefit.

Maternity Allowance

Maternity Allowance is given to prospective mothers who need income support. Depending on your status and job, you may be given up to £145 a week to subsidise your living. You can check your eligibility for this on the government website.

 

Guest post by Gina Kay Daniel

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