As Christmas is coming up. this is usually the time of year that people worry about money. If there’s a way to save some money when you have presents to buy, then you’re going to want to try it. Whether you’re cutting back on certain luxuries, or finding cheaper alternatives of your favourite items, every penny counts. I’ve written a list of the presents that I want to get for everyone and now I’m worried. I want to get the best presents I can, but I’m definitely going to have to curb my spending for a bit. Here’s how I plan on saving some money.